Earn Solid Returns with your Money

  • Earn estimated returns between 26% - 39% a year
  • Lend to Borrowers looking for personal and side hustle loans
  • Diversify your portfolio beyond stocks, bonds, fixed deposits and savings account
  • All loans are insured
  • Make impact by helping more Nigerians access affordable credit

How It Works

For Lenders



Browse loans to credit worthy borrowers based on 18 different criteria, like FINT score, amount and purpose of loan.



Select individual loans, based on your lending criteria. Lend as little as ₦20,000 (in multiples of ₦20,000)



Your monthly returns are deposited directly into your account.


Affordable Operation Fee

1.5% Operation Fee deducted from monthly returns.

Security, Trust and Great Returns

Your security and trust are important to us. We're committed to protecting your account using the highest standards of security available.

Safe and Protected

Lend with peace of mind. We don't share your sensitive financial details with sellers. And FINT is PCI compliant with fraud management built in.

Lend For Impact

Improve the lives of millions of Nigerians by helping them access more affordable credit for their personal or business opportunity need, each time you lend.

Venture-backed and Trusted

FINT is backed by a top Investment Bank and an advisory board of industry leaders. Our commitment to our lenders is a priority.

Great returns with Diversification

Diversify your portfolio by lending your money across different loans for assured net positive returns. Our returns are competitive against other types of asset options.

Understanding The FINT Loan Grades.
Get A Quote!
Risk Level
How Long?
How Much?
Every borrower has to take a FINT risk assessment to qualify for a loan. A borrower’s score ranges from A++ to C-, with A++ being the safest borrower(s) on the platform. Your FINT score determines the interest rate you pay. An A++ borrower pays lower interest than an C- borrower.
Not every loan request is accepted. The FINT Score is an indication that a borrower qualifies for a loan and their grade reflects how risky the assessment thinks the borrower is.
All Loans Are Insured!
We have partnered with Old Mutual Insurance to design the best insurance package, tailored to the FINT Borrower's needs to add an extra layer of comfort for all parties. Old Mutual Loan insurance provides coverage in cases of :

1. Death

2. Job Loss

3. Accidental Disability

Read More Here

The Insurance premium will be charged upon disbursement of a requested loan.

Make a Smart Decision Today for your Future

© FINT Technology Africa Limited 2017 All rights reserved. FINT Technology Africa is a State Licensed Money lender with License number 0000057.

FINT Technology Africa is incorporated in Nigeria (registration number 1407310). FINT Technology Africa is authorised and regulated by the Money Lenders Act.

FINT takes your privacy seriously. Please see FINT's Privacy Policy for more details.